Jan 31 2020
Do I need Travel Insurance?
“Hey, You know how when you’re buying a plane ticket online there’s always that step in the check out process asking you if you want to protect your trip? Be honest, have you ever even considered clicking on “yes, protect my trip” when given the option?
If you haven’t, you’re not alone. Only 7% of people regularly purchase travel insurance when going on a trip. And while a quick weekend jaunt to visit your parents a state or two away probably doesn’t warrant the added expense of a travel insurance policy, your expensive once-in-a-lifetime trip to some remote corner of the world probably does.
Because a lot can happen when you leave the safety of your home and hit the open road. From lost luggage, to broken arms, to flight delays, travel is full of risks. Simply put, insurance acts as a hedge against risks and travel insurance is no exception. When considering whether or not to purchase travel insurance, the question you need to be asking yourself is “how much risk am I willing to accept?”
If the answer is “quite a lot, actually,” then travel insurance isn’t for you. If you can afford to have a trip cancelled due to unforeseen circumstances or can pay for emergency medical care in another country, good for you. But if losing out on a $5,000 trip or even a $500 trip is too much of a financial burden for you, the cost of travel insurance (typically 4-10% of the full cost of the trip) is probably a good idea.
However, for the most part, travel insurance doesn’t cover every eventuality. Most policies will cover a range of events, and often only to a certain dollar amount. If, for instance, you purchase insurance that covers medical–but not dental–emergencies, the tooth you chipped biting into an unpitted date on the Nile Delta will not be covered. Similarly, if you lose $1,000 worth of luggage, but are only insured up to $500, well… you know where this is going.
Because so many crazy things can go wrong out there, travel insurance comes in a wide range of options. It’s worth looking into them to know what works before for you.
In a perfect world, there’d be no need for insurance of any kind, but unfortunately, that’s not the world we live in. Ultimately, travel insurance is a lot like an umbrella–it may be annoying to carry one around with you when it doesn’t end up raining, but you sure are happy to have one when it unexpectedly does. Travel insurance is recommended to make sure if something does happen, you are protected.
Do I need Travel Insurance?
Oct 25 2019
Travel To Your Adventure Friends
“Hey, wanna go on adventure?”
“Heck yeah! I’m down!”
Ever get this? Sometimes it’s great when your friends actually pull through, but when they say they will do the adventure, then bail, it can put a damper on your trip and wallet. Everyone has been here before. You ask your friends, they say yes, you book the trip…then they bail and leave you high and dry on the adventure. Now you have to pay for the whole trip and will be traveling solo!
One way to solve this problem is to have your travel advisor bill your friends individually. Another is to travel solo and not worry about it at all. When you travel solo, you are the author of your own adventure. You decide what you want to do and when you want to do it.
You may not be comfortable traveling solo yet, but I do recommend you try it. If you are one of these people, pick a spot where you have a friend or two and surprise them! This will most likely be a win for both parties. Just try to casually find out their plans in advance without giving away the surprise.
Our Dad just had knee surgery and our uncle came out to surprise him and our Mom. This was a huge win for everyone! Bernie (our uncle) was happy because he had an excuse to travel, and he hasn’t seen Mom or Dad in years! Also, once he got to his destination, he had his own personal travel guide and friends to adventure with at the same time!
Next time you think your friends might bail on you, either have your travel advisor bill their portion seperately, feel them out ahead of time, or if it’s a repeated habit of theirs, leave them out on this one and take a solo adventure. Find a friend in a destination you think might be cool to check out and go. You won’t regret it.
Sep 20 2019
How To Be Successful
How do you define success? Just like adventure, everyone seems to define it differently. Everyone has their own definition of adventure, and the same goes for success.
Many people will say success is to have a lot of money, big house, fancy cars, yachts, even planes. If you ask someone else it may simply be – freedom.
Now-a-days everyone seems to be caught up in what everyone else thinks about him or her. If freedom is what you are looking for you can’t think like this. Freedom is living the life YOU want to live, and not how someone else wants you to live based on judgement. Cut those people out of your life that are judging you and making you feel this way. These peole and their mindset will hold you back from following your dreams. If you don’t want to cut them out completely, limit your time with them, and learn to have selective hearing.
If you live your whole life searching for other people’s approval, you are not living for yourself, you are living for other people. Freedom is the ability to live the exact life that you wish to live. You can be living out of a van traveling the world, or living in a mansion working your butt off every day. Both can be considered success.
Do What Makes YOU Feel Good!
85% of people hate their job! – Gallop Poll
This number is appalling! Most of the population spends an average of one third of their adult life at work. Why would someone spend close to half of their lives doing something they hate? Sure, everyone has to make money to pay bills, take care of family, mortgage, etc., but you can find a way to make money doing something you like! Find what sparks your fire.
If you want to be successful, do exactly what you love to do; that is success! Money will follow. If you believe in something that makes you happy and fulfilled, DO IT! Don’t let anyone stand in your way even if it’s family. If your dream is to quit your job and ride your bicycle across the country, DO IT! Maybe vlog your journey along the way, and that can be how the money follows.
Success is not an item, success is of the beholder. Follow your heart and your dreams. Then, you will have success.