Jan 31 2020
“Hey, You know how when you’re buying a plane ticket online there’s always that step in the check out process asking you if you want to protect your trip? Be honest, have you ever even considered clicking on “yes, protect my trip” when given the option?
If you haven’t, you’re not alone. Only 7% of people regularly purchase travel insurance when going on a trip. And while a quick weekend jaunt to visit your parents a state or two away probably doesn’t warrant the added expense of a travel insurance policy, your expensive once-in-a-lifetime trip to some remote corner of the world probably does.
Because a lot can happen when you leave the safety of your home and hit the open road. From lost luggage, to broken arms, to flight delays, travel is full of risks. Simply put, insurance acts as a hedge against risks and travel insurance is no exception. When considering whether or not to purchase travel insurance, the question you need to be asking yourself is “how much risk am I willing to accept?”
If the answer is “quite a lot, actually,” then travel insurance isn’t for you. If you can afford to have a trip cancelled due to unforeseen circumstances or can pay for emergency medical care in another country, good for you. But if losing out on a $5,000 trip or even a $500 trip is too much of a financial burden for you, the cost of travel insurance (typically 4-10% of the full cost of the trip) is probably a good idea.
However, for the most part, travel insurance doesn’t cover every eventuality. Most policies will cover a range of events, and often only to a certain dollar amount. If, for instance, you purchase insurance that covers medical–but not dental–emergencies, the tooth you chipped biting into an unpitted date on the Nile Delta will not be covered. Similarly, if you lose $1,000 worth of luggage, but are only insured up to $500, well… you know where this is going.
Because so many crazy things can go wrong out there, travel insurance comes in a wide range of options. It’s worth looking into them to know what works before for you.
In a perfect world, there’d be no need for insurance of any kind, but unfortunately, that’s not the world we live in. Ultimately, travel insurance is a lot like an umbrella–it may be annoying to carry one around with you when it doesn’t end up raining, but you sure are happy to have one when it unexpectedly does. Travel insurance is recommended to make sure if something does happen, you are protected.
Do I need Travel Insurance?
Oct 25 2019
“Hey, wanna go on adventure?”
“Heck yeah! I’m down!”
Ever get this? Sometimes it’s great when your friends actually pull through, but when they say they will do the adventure, then bail, it can put a damper on your trip and wallet. Everyone has been here before. You ask your friends, they say yes, you book the trip…then they bail and leave you high and dry on the adventure. Now you have to pay for the whole trip and will be traveling solo!
One way to solve this problem is to have your travel advisor bill your friends individually. Another is to travel solo and not worry about it at all. When you travel solo, you are the author of your own adventure. You decide what you want to do and when you want to do it.
You may not be comfortable traveling solo yet, but I do recommend you try it. If you are one of these people, pick a spot where you have a friend or two and surprise them! This will most likely be a win for both parties. Just try to casually find out their plans in advance without giving away the surprise.
Our Dad just had knee surgery and our uncle came out to surprise him and our Mom. This was a huge win for everyone! Bernie (our uncle) was happy because he had an excuse to travel, and he hasn’t seen Mom or Dad in years! Also, once he got to his destination, he had his own personal travel guide and friends to adventure with at the same time!
Next time you think your friends might bail on you, either have your travel advisor bill their portion seperately, feel them out ahead of time, or if it’s a repeated habit of theirs, leave them out on this one and take a solo adventure. Find a friend in a destination you think might be cool to check out and go. You won’t regret it.
Sep 20 2019
How do you define success? Just like adventure, everyone seems to define it differently. Everyone has their own definition of adventure, and the same goes for success.
Many people will say success is to have a lot of money, big house, fancy cars, yachts, even planes. If you ask someone else it may simply be – freedom.
Now-a-days everyone seems to be caught up in what everyone else thinks about him or her. If freedom is what you are looking for you can’t think like this. Freedom is living the life YOU want to live, and not how someone else wants you to live based on judgement. Cut those people out of your life that are judging you and making you feel this way. These peole and their mindset will hold you back from following your dreams. If you don’t want to cut them out completely, limit your time with them, and learn to have selective hearing.
If you live your whole life searching for other people’s approval, you are not living for yourself, you are living for other people. Freedom is the ability to live the exact life that you wish to live. You can be living out of a van traveling the world, or living in a mansion working your butt off every day. Both can be considered success.
Do What Makes YOU Feel Good!
85% of people hate their job! – Gallop Poll
This number is appalling! Most of the population spends an average of one third of their adult life at work. Why would someone spend close to half of their lives doing something they hate? Sure, everyone has to make money to pay bills, take care of family, mortgage, etc., but you can find a way to make money doing something you like! Find what sparks your fire.
If you want to be successful, do exactly what you love to do; that is success! Money will follow. If you believe in something that makes you happy and fulfilled, DO IT! Don’t let anyone stand in your way even if it’s family. If your dream is to quit your job and ride your bicycle across the country, DO IT! Maybe vlog your journey along the way, and that can be how the money follows.
Success is not an item, success is of the beholder. Follow your heart and your dreams. Then, you will have success.
Aug 02 2019
Do you have a Trail Buddy? Not necessarily another rider but a dog! Having a trail dog is one of the coolest part of our adventures. They say a dog is man’s best friend. Now take your best friend and have him chase you through the trails. It puts a great big smile on his face, your face, and your other riding buddies’ faces.
Adventure Buddy is an avid camper hiker, rock climber, kayaker, SUP boarder, dirt bike rider, motorcycle rider, beach goer, and best friend. Make sure you and your furry buddy always come prepared. Bring a life jacket for you and him when boating.
Some people wonder how he is so good, and wish their dog could be like Buddy without running off. Truth be told, I am no dog trainer. The most important piece to the puzzle is trust. This goes for dogs and children. If you keep your dog on a leash his or her whole life, the second you take them off they are going to bolt. They want to explore while they have the chance! Most trainers would disagree with me, but as I am writing this, I am in a park on a peninsula. Buddy is swimming, exploring, and saying hi to others, all while checking in with me every ten minutes or so.
Buddy is rarely ever leashed, and it’s been this way since he was a pup. Now he is three. There was a little bit of a rebel stage in his teen years, or around 1.5 years old. That took a bit more due-diligence to pay attention to him. It is important to let him know if he’s been a bad boy and reward him when he’s a good boy. I found it very helpful to keep treats with me so if he was off adventuring, I would call him. When he came, I would give him a treat. He liked this and learned to come when I called him. If he didn’t come I would make him sit and go nose to nose with him without saying a thing. I would stare into his eyes feeding him my disappointed energy. He knew what he did was bad. Now, if I give him “that look,” he doesn’t sit or wait for me to even get close to him. He comes to my feet, then rolls over with his arms and legs in the air waiting for me to say it’s okay.
If you trust your dog or child to make their own decisions to an extent, they will be more respectful to your orders because it will be their choice to follow them. I learned this from my parents growing up. This is how they trained me. They gave me a long enough leash to explore life on my own while still keeping a close enough eye on me. This allowed me to learn self-dependence and understand why I should or shouldn’t do something.
Here is an example:
If you baby your child all through high school and don’t let him off your leash, that energy and curiosity will be kept inside waiting to explode. The second he has a chance to be off the leash, things can get bad. Like everything, drinking is okay in moderation, but if your leashed children never experience that, as soon as they go away to college or to the real world, they might party too hard to catch up on all the years they missed. This could lead to a downhill spiral towards alcoholism, mischief, or even drug abuse. This theory goes for your adventure dog too. Trust is key.
I personally take my Riding Buddy with me every ride we do. He’s a trooper and switches on beast mode for our rides. He’s a little thirty pound Beagle / Border Collie mix and he not only hangs with us, but usually ends up running past and waiting on us. On the downhills though, he is in hot pursuit.
You can say Buddy is a competitive rider. He doesn’t like being in the back of the pack. He likes to battle with us through the single track, both of us skimming trees in the process. On the downhills when he realizes his little legs can’t quite keep up with the RPMs of our bike wheels, he gets a little frustrated.
Bark! Bark! aaahoooooooo! Barking and howling at us to wait up for him, he chases us as fast as his legs will take him until we get to the next uphill as he dashes past us to take the lead again. He will sit at the top of the hill with his tongue out patiently waiting until we reach the summit, then he takes off again. Buddy is a well trained trail dog…unless he catches a scent of something. Then off he goes barking and howling again, but this time not at us rather another animal. Usually, we will keep on riding at a slower pace until he hops back on the trail farther down the line without skipping a beat.
No matter what the adventure is, Buddy will be there with us for the excitement. Having Buddy with us makes our adventure complete.